Best Church Giving Software and Platforms for 2026

Why Church Giving Software Matters in 2026

Digital giving has moved from a convenient add-on to the primary revenue channel for most congregations. Vanco reports that churches using their platform see an average 26% increase in giving after adopting digital tools. Pushpay, used by 14,000+ churches including 7 of the 10 largest U.S. congregations, has processed $62.9 billion in gifts across 310 million transactions over 15 years. The data is clear: churches that make giving frictionless see measurable increases in both participation and total dollars.

But choosing a giving platform is not a one-size-fits-all decision. A church plant with 50 attendees has fundamentally different needs than a multi-site congregation with 5,000 weekly attendees. Transaction fees, monthly subscriptions, text-to-give capabilities, kiosk hardware, donor reporting, and integration with your existing church management software all factor into the total cost and usability of a platform. This guide compares nine platforms across those dimensions with specific, verified pricing and feature data.

Quick Comparison Table

Pricing verified from vendor websites as of September 2026. "Custom" indicates vendor does not publish rates publicly and pricing is negotiated per organization. Stripe nonprofit rate requires 501(c)(3) verification through Stripe’s nonprofit program.

1. Pushpay

Scale: 14,000+ churches, $62.9 billion in gifts processed, 310 million transactions, 11.5 million unique givers over 15 years. Seven of the ten largest U.S. churches and 84 of Outreach magazine’s top 100 churches run on Pushpay.

Core giving features: Pushpay’s standout capability is 6-second mobile giving. Donors complete a gift on the first screen using Apple Pay or Google Pay without creating an account or verifying a phone number. The platform’s Everygift technology actively recovers failed transactions, converts offline donors to digital, and secures at-risk recurring gifts. Pushpay reports $210 million in at-risk donations secured annually through this system.

Additional capabilities: Text-to-give, kiosk giving, tap-to-give (via VisitorTap NFC), stock and crypto giving (through Engiven partnership with zero annual fees), AI-powered giving insights that let administrators ask natural-language questions about giving trends, donor segmentation tools, and custom reporting dashboards. The ChurchStaq suite bundles giving with church management software, mobile apps, and engagement analytics.

Integrations: 100+ integrations including Gusto (payroll), Resi (live streaming), MortarStone (giving analytics), StudioC (app personalization), and Engiven (stock and crypto). PCI-DSS Level 1 certified, the highest payment security standard.

Pricing: Pushpay does not publish pricing. Rates are negotiated per church based on volume, feature selection, and contract term. The platform is positioned as a premium enterprise solution. However, Pushpay offers a 12-month no-cost grant for qualifying pre-launch church plants, providing full platform access during the critical first year.

Best for: Large churches (1,000+ attendees), multi-site congregations, and churches that want an all-in-one platform unifying giving, management, engagement, and analytics. Pushpay’s depth of features justifies the premium pricing for churches processing significant giving volume.

2. Tithely

Scale: 53,000+ churches. 4.7 stars across 2,400+ combined reviews on Trustpilot and Capterra. Notable churches using Tithely include Saddleback Church, North Coast Church, and The Salvation Army.

Core giving features: Tithely offers free giving with no monthly fees and no contracts. The giving product includes online giving forms, mobile giving with Apple Pay and Google Pay, text giving, NFC tap discs, kiosk giving, pledge campaigns, recurring giving, and a giving insights dashboard. Donors can optionally cover processing fees, and Tithely reports that 60% of donors do so. The platform supports five languages: English, Spanish, French, Japanese, and Chinese.

Additional products: Tithely’s modular approach lets churches add capabilities as needed. Church Management ($72/month) adds people database, volunteer management, kids and events check-in, email and text messaging, groups, and background checks. The Custom Church App ($89/month) provides a fully branded mobile app with sermon streaming, push notifications, prayer wall, and group chat. Church Website builder ($19/month) includes templates, event calendar, and livestream embed. Worship Team Tools ($29/month) adds service planning and volunteer scheduling.

All-Access plan: $119/month bundles Giving, Church Management, Church App, Website, and Worship Team Tools into one flat rate regardless of church size. Tithely states this saves $1,500 per year compared to purchasing each product separately. For large churches (2,000+ attendees), Tithely offers custom enterprise packages with negotiated processing rates, premium onboarding ($599 value), and a dedicated customer success manager.

Pricing summary:

• Giving: $0/month + 2.9% + $0.30 per card transaction, 1% + $0.30 per ACH transaction, 3.5% + $0.30 per AMEX transaction

• Church Management: $72/month

• Custom Church App: $89/month

• Church Website: $19/month

• All-Access (all products): $119/month

• Setup fees: $0. No contracts. Cancel anytime.

Best for: Small to mid-size churches seeking the best value. Tithely’s free giving tier with optional paid modules lets churches start at zero cost and scale up as needs grow. The All-Access plan at $119/month is the most competitive bundled price in the market.

3. Vanco

Scale: 25,000+ organizations across faith-based and nonprofit sectors. 20+ years serving churches. Vanco serves as both a direct giving platform and a payment processing infrastructure provider integrated into 60+ third-party church software products.

Core giving features: Vanco’s eGiving platform includes online giving, a mobile church app, text-to-give, mobile card reader for in-person payments, reporting and insights dashboards, event ticketing, online worship with live streaming integration, and donor communication and outreach tools. The platform emphasizes donor engagement beyond simple transaction processing.

Integrations: Vanco’s 60+ software integrations are a distinguishing feature. The platform connects with church management systems, accounting software, and presentation tools, making it a strong fit for churches already invested in a specific ChMS that supports Vanco payment processing.

Pricing: Vanco does not publish specific transaction rates publicly. The company emphasizes no long-term contracts and low rates, with pricing tailored per organization. Vanco reports a 26% average giving boost for churches adopting their platform. PCI certified through RSISecurity.

Best for: Established churches that want flexible, no-contract pricing and already use a ChMS that integrates with Vanco. The 20-year track record and 25,000-organization base provide confidence in reliability and support quality.

4. easyTithe (Ministry Brands)

Scale: 15,000+ churches. easyTithe is part of Ministry Brands, a portfolio of church software products that includes FellowshipOne, Shelby, Church Community Builder, and others.

Core giving features: easyTithe provides five giving channels: online giving forms, text giving, mobile app giving (MinistryOne), kiosk giving, and a virtual terminal for phone-based payments. The platform includes recurring giving, fund management for designated gifts, event registration, reporting tools, and PCI DSS SSL security certification.

Additional capabilities: easyTithe Pro adds church management features alongside giving. The MinistryOne mobile app provides congregation-facing access to giving, sermons, and church content. easyTithe integrates with 13+ church management platforms including SimpleChurch CRM, FellowshipOne, Shelby (Arena and Legacy), Church Office Online, ELEXIO, ACS Technologies, Breeze, Church Community Builder, Planning Center, PowerChurch, and Rock RMS.

Pricing: easyTithe does not publish specific pricing on its homepage. The platform is described as free to start with transaction-based pricing. As part of the Ministry Brands portfolio, easyTithe may be bundled with other Ministry Brands products at negotiated rates. Contact the vendor for current pricing.

Best for: Churches already using Ministry Brands products (FellowshipOne, Shelby, etc.) that want integrated giving within the same ecosystem. The deep integration list makes easyTithe practical for churches committed to a specific ChMS platform.

5. Givelify

Scale: 80,000+ organizations have raised over $1 billion through Givelify. The platform has 4.9 stars from 135,000+ verified reviews on the App Store and Google Play, making it the highest-rated giving app on any platform. The average Givelify user gives $3,960 per year, which is five times the national average for digital giving.

Core giving features: Givelify is mobile-first. The donor app lets members give in seconds to any participating organization. The platform includes AI-powered donor insights through Analytics Studio (available at no cost), donor management tools, donor engagement features including one-on-one messaging and social media integration, and integrations with church management software.

Analytics Studio: Givelify’s free Analytics Studio provides donor insights including giving pattern analysis, engagement tracking, and bookkeeping tools. The AI-powered insights help churches identify giving trends, segment donors, and act on engagement opportunities without a separate analytics tool.

Pricing: Givelify does not publish specific pricing on its homepage. The platform is free for donors and charges organizations on a transaction-fee basis with no monthly subscription. Contact Givelify for current processing rates.

Best for: Churches prioritizing mobile giving simplicity and donor engagement. Givelify excels for congregations where most members give via smartphone. The free Analytics Studio adds value for churches that want donor insights without paying for a separate analytics tool.

6. Network for Good (Bonterra)

Scale: 22+ years serving nonprofits. Network for Good is part of Bonterra, which also includes EveryAction, DonorDrive, and Mobilize. The platform targets small to midsize nonprofits and churches that need fundraising guidance alongside software.

Core giving features: Network for Good combines donor management, donation pages, email marketing, SMS messaging, events and auctions, peer-to-peer fundraising, and volunteer tracking in one platform. The donation pages are mobile-optimized and feed donor data directly into the CRM for instant follow-up.

Bonterra Que AI: The platform’s AI assistant provides best-practice guidance grounded in anonymized insights from over 90,000 campaigns. Features include personalized fundraising coaching, donor segmentation in plain language ("find lapsed mid-level donors likely to reengage"), intelligent donor stewardship with predictive models, and AI-generated email, form, and SMS creation tailored to the organization’s brand and campaign strategy.

1:1 coaching program: Network for Good pairs each organization with a professional fundraising consultant who provides hands-on support, accountability, and strategy guidance. This human coaching layer distinguishes Network for Good from pure software platforms.

Performance guarantee: The Essentials Plan includes a guarantee: raise more in your first year or Network for Good refunds the difference. Terms and conditions apply.

Pricing: Network for Good does not publish pricing on its homepage. The Essentials Plan with the performance guarantee typically starts around $159/month for small nonprofits. A limited-access free trial is available for eligible organizations. Contact Bonterra for current pricing.

Best for: Small churches and nonprofits that need fundraising coaching and AI guidance alongside giving tools. The 1:1 coaching program is particularly valuable for churches without dedicated fundraising staff. The performance guarantee reduces risk for first-time platform adopters.

7. Aplos

Scale: 65,000+ nonprofit and church professionals. Rated number one nonprofit accounting tool by G2 and Forbes. Aplos is part of the Velora suite, which also includes Keela (donor management) and Raisely (fundraising).

Core capabilities: Aplos is fundamentally a fund accounting platform with integrated giving capabilities. The platform provides true fund accounting (tracking restricted and unrestricted balances in real time), transaction management with bank reconciliation, reporting and compliance tools including Form 990 mapping, budget tracking by grant or program, and board-ready financial statements generated in one click.

Giving features: Aplos includes online donations, fundraising software, and a nonprofit CRM for donor management. Donations flow directly into the accounting system for automatic fund tracking and reconciliation. The platform partners with Stripe for payment processing, meaning transaction rates follow Stripe’s pricing.

Additional features: Bill approval workflows, AI-powered bill entry, bank integration for transaction imports, payroll processing through Gusto integration, prepaid cards through PEX, and expert bookkeeping services for nonprofits and churches that prefer to outsource their accounting.

Pricing: Aplos offers a 15-day free trial with no credit card required. Current promotion: 50% off for three months. Standard pricing typically starts at approximately $59/month for fund accounting, with giving and CRM features available at additional tiers. Stripe processing rates apply for donations: 2.9% + $0.30 per card transaction for standard accounts, with potential nonprofit rate eligibility.

Best for: Churches that need integrated accounting and giving in a single platform. Aplos is the strongest choice for churches where the treasurer or finance committee requires true fund accounting with restricted fund tracking, board-ready reports, and Form 990 compliance. The Velora suite integration with Keela and Raisely extends capabilities into donor management and fundraising.

8. Stripe (Custom Solutions)

Scale: $1.9 trillion in payment volume processed in 2025. 135+ currencies and payment methods supported. 99.999% historical uptime. 200 million+ active subscriptions managed through Stripe Billing.

Core capabilities: Stripe is a general-purpose payment infrastructure platform, not a church-specific giving tool. It provides Checkout (hosted payment pages), Payment Links (no-code payment URLs), Terminal (in-person card readers), Billing (recurring subscription management), and a full developer API with SDKs for every major programming language.

Nonprofit pricing: Stripe offers a dedicated nonprofit rate for verified 501(c)(3) organizations: 0.8% + $0.30 per transaction for online card payments, compared to the standard 2.9% + $0.30. This represents significant savings for churches processing substantial giving volume. ACH payments cost 0.8% + $0.30 per transaction with a $5 cap. In-person payments via Stripe Terminal cost 2.7% + $0.05 per transaction.

What Stripe does not provide: Text-to-give, kiosk giving, church management software, donor management, recurring giving dashboards designed for church administrators, giving analytics, pledge campaigns, or any church-specific workflow. Churches using Stripe typically build a custom giving page or integrate Stripe into an existing website or app using the API.

Best for: Churches with technical staff or volunteer developers who want maximum flexibility and the lowest possible transaction fees. Stripe’s nonprofit rate of 0.8% + $0.30 can save a church processing $500,000 annually over $10,000 per year compared to a 2.9% platform. The tradeoff is that the church must build and maintain its own giving interface, donor management, and reporting tools.

9. Faithlife Give

Note: Faithlife, the company behind Logos Bible Software, previously offered Faithlife Giving as part of their church management ecosystem. As of September 2026, the giving product page at faithlife.com/give is no longer available, suggesting the product has been restructured, rebranded, or integrated into another Faithlife product. Churches previously using Faithlife Give should contact Faithlife directly for current product availability and migration options.

Historical capabilities: Faithlife Give previously offered online giving, text giving, recurring giving, giving dashboards, and integration with the broader Faithlife ecosystem including Logos Bible Software and Faithlife Equip. The platform was designed for churches already invested in the Faithlife product suite.

Recommendation: If your church currently uses Faithlife products, contact their sales team to understand the current giving product roadmap. For new churches evaluating giving platforms, the other eight platforms in this guide offer active, well-supported products with publicly available documentation.

Category Winners

Best Overall: Tithely

Tithely wins the overall category for the combination of free giving, transparent pricing, and a full product suite. No other platform matches the value of $0/month giving with 2.9% + $0.30 transaction fees alongside a full church management system, custom mobile app, and website builder available for $119/month total. Tithely’s 53,000+ church base and 4.7-star rating across 2,400+ reviews validate the platform’s reliability at scale. The five-language support, donor fee covering feature (60% opt-in rate), and large church enterprise options make Tithely suitable from church plant to megachurch.

Best for Small Churches: Givelify

Small churches (under 200 attendees) benefit most from Givelify’s frictionless setup and mobile-first approach. The free donor app with 4.9 stars and 135,000+ reviews means congregation members are more likely to find and use the app without training. Givelify’s free Analytics Studio provides donor insights that small churches typically cannot afford through standalone analytics tools. The platform’s simplicity eliminates the administrative burden that overwhelms small church volunteers.

Best for Large Churches: Pushpay

Pushpay dominates the large church category with proven scale at 14,000+ churches including 7 of the 10 largest U.S. congregations. The Everygift technology that recovers failed transactions and converts offline donors provides measurable revenue impact ($210M in at-risk donations secured annually). AI-powered giving insights, stock and crypto giving through Engiven, 100+ integrations, and the ChurchStaq all-in-one suite give large churches the depth of functionality they need. PCI-DSS Level 1 certification matters for churches processing millions in annual giving.

Best Free or Low-Cost: Tithely (Free) and Stripe (Nonprofit Rate)

For churches with zero budget, Tithely’s free giving tier is the clear winner: $0/month with standard transaction fees and no contracts. The platform includes text giving, recurring giving, pledge campaigns, and reporting at no monthly cost. For churches with technical resources, Stripe’s nonprofit rate of 0.8% + $0.30 per transaction offers the lowest transaction cost in the market but requires building a custom giving interface. A church processing $100,000 annually would pay $830 in Stripe fees versus $3,200 in Tithely fees, saving $2,370 per year, but would need to invest developer time to build and maintain the giving page.

Best for Text Giving: Tithely

Tithely provides the most complete text-to-give implementation. The feature is included in the free giving tier (no additional monthly cost), supports NFC tap discs for physical placement in the church lobby, and integrates with the broader Tithely ecosystem including the mobile app and giving dashboard. Donors text a designated number, receive a secure link, and complete their gift without downloading an app. Tithely’s text giving also supports pledge campaigns and recurring gift setup through the text interface.

How to Choose the Right Church Giving Platform

Selecting a giving platform involves evaluating five factors in order of financial impact:

1. Transaction fees: For most churches, transaction fees represent the largest ongoing cost. A church processing $200,000 annually at 2.9% + $0.30 pays $6,100 per year in fees. At Stripe’s nonprofit rate of 0.8% + $0.30, the same volume costs $1,930. The $4,170 annual difference may justify the development cost of a custom Stripe integration for churches processing $300,000 or more annually. For churches below that threshold, the administrative overhead of a custom solution typically outweighs the fee savings.

2. Monthly subscription cost: Add up the monthly fees for every feature your church needs. A church requiring giving, ChMS, and a mobile app on Tithely pays $119/month ($1,428 annually) for All-Access. The same feature set on Pushpay may cost significantly more depending on negotiated rates. Map your required features to each platform’s pricing before requesting demos.

3. Integration with existing systems: If your church uses Planning Center, Breeze, Church Community Builder, or another ChMS, verify that the giving platform integrates with it. Vanco’s 60+ integrations and easyTithe’s 13+ integrations make them strong choices for churches committed to a specific ChMS. Pushpay’s 100+ integrations cover the broadest range of third-party tools.

4. Donor experience: The speed and simplicity of the giving flow directly impacts giving volume. Pushpay’s 6-second Apple Pay giving and Givelify’s 4.9-star mobile app both reduce friction to near zero. Test the donor experience on each platform before committing: make a test gift, set up a recurring gift, and view your giving history.

5. Reporting and accounting: Churches with finance committees or external auditors need strong reporting. Aplos integrates giving directly into fund accounting with restricted fund tracking and Form 990 mapping. Pushpay’s AI-powered insights and Tithely’s giving dashboard both provide real-time visibility. Match the reporting depth to your church’s financial complexity.

Frequently Asked Questions

What is the cheapest church giving platform?

Tithely offers the cheapest entry point at $0/month for giving, with transaction fees of 2.9% + $0.30 per card transaction and 1% + $0.30 per ACH transaction. Givelify also offers free giving with transaction-based pricing. Stripe offers the lowest transaction rate at 0.8% + $0.30 for verified nonprofits, but requires technical resources to implement.

How much does church giving software cost per month?

Monthly costs range from $0 (Tithely Giving, Givelify, Stripe) to $119/month (Tithely All-Access) to custom enterprise pricing (Pushpay, Vanco). Most churches pay between $0 and $200 per month in subscription fees, plus transaction fees of 1% to 3.5% per transaction depending on payment method and platform.

Can churches use Stripe for donations?

Yes. Stripe offers a nonprofit rate of 0.8% + $0.30 per transaction for verified 501(c)(3) organizations, which is significantly lower than dedicated church giving platforms. However, Stripe does not provide text giving, donor management, kiosk hardware, or church-specific workflows. Churches using Stripe typically build a custom giving page or integrate Stripe into their existing website using the API.

What is text-to-give for churches?

Text-to-give allows donors to send a text message to a designated number and receive a secure link to complete their gift. The donor does not need to download an app or navigate to a website. Tithely, Pushpay, Vanco, easyTithe, and Givelify all support text giving. Tithely includes text giving in its free tier, while other platforms may charge additional monthly fees for the feature.

Do church giving platforms charge setup fees?

Most modern platforms do not charge setup fees. Tithely explicitly states no setup fees and no contracts. Pushpay offers free onboarding for church plants through its 12-month grant program. Vanco advertises no long-term contracts. Some enterprise-tier platforms may charge setup or onboarding fees for custom configurations; request a written fee schedule before signing.

Which church giving platform integrates with Planning Center?

easyTithe, Vanco, and Pushpay all integrate with Planning Center. easyTithe’s integration list explicitly includes Planning Center among its 13+ ChMS integrations. Vanco’s 60+ integrations include Planning Center. Pushpay’s 100+ integration ecosystem also covers Planning Center. Verify current integration status directly with each vendor before making a purchasing decision.

How do I switch church giving platforms?

Most platforms offer migration assistance. Pushpay reports that churches switching to their platform grow recurring donors by 24% on average. Tithely offers premium onboarding ($599 value) for large church enterprise packages. Before switching, export your donor data from your current platform, verify that the new platform can import it, and plan a transition period where both platforms run simultaneously to avoid disrupting recurring gifts. Schedule the switch during a low-attendance period (summer or holiday weekends) to minimize disruption.

Conclusion

The church giving platform market in 2026 offers options for every congregation size and budget. Tithely delivers the best overall value with free giving and a full $119/month All-Access bundle. Pushpay serves large churches with enterprise-grade features and proven scale. Givelify provides the best mobile donor experience. Stripe offers the lowest transaction fees for churches with technical resources. Aplos unifies giving with fund accounting for churches that need financial compliance.

The right choice depends on your church’s size, budget, technical capacity, and existing software stack. Start by calculating your annual giving volume and the fee difference between platforms. Then evaluate donor experience, integration requirements, and reporting needs. Most platforms offer free trials or demos, so test the donor flow before committing.